1. It's almost like you totally forgot we just had a yearlong eviction moratorium...

2. Clearly, we would need very specific rules and regulations for the banks, as we should have on any bank. And since it's not-for-profit, profits would go to charity/the poor/UBI, whatever we decided.

It's very strange that you think I don't know how wealth is created. You also seem to be conflating wealth and money.